Doing business with HK-J

Boat insurance, shipshaped around them

Our broker partners are essential to our future – that’s why we offer great products, excellent service and competitive terms to help you help your clients set sail.

In April 2022, we launched an online broker portal where you and your colleagues can obtain quotations, renew and access your client’s all important documents all under one roof.  If you do not have a login please email confirming your agency name and we will set you up!

Apply for an agency
Already with us?

Why trade with HK-J?

“We enjoy building close working relationships with our brokers, because great teamwork is the key to smart decisions, increased flexibility, and first-rate customer service. So if you’d like to work with a forward-thinking, experienced boat insurer like us, let’s talk.”

Paul Knox-Johnston, Sales and Marketing Manager (Marine)

Our two levels of cover

Base Layer

This is third party cover – it protects others if they’re injured or their property is damaged on your watch. Click here to download.

All Weather

This is basically head-to-toe stuff. Covers your vessel, you and others for all sorts of things – please check your policy for the specifics. Click here to download.

Please refer to our policy wordings for full terms and conditions.

Boats we cover

Leisure craft

We insure most types of pleasure craft, from sailing yachts, motorboats, and narrowboats, to RIBs, barges and dinghies.

Commercial craft

We insure commercial marine craft, including charter angling boats, water taxis, dive boats and even small charter fleets.


Our in-house claims crew is supported by a panel of experienced surveyors and loss adjusters. We also provide an out of hours emergency helpline for policyholders, so your clients are never left stranded.